Daily Brief · October 22, 2026

Bank earnings reflect wider margins and acquisition integration

Quarterly results show margin and acquisition benefits alongside credit-cost caveats, while the OCC leaves third-party stablecoin rewards subject to case-by-case review.

In this brief

Cathay General raises growth guidance as net interest income reaches a record
Live Oak grows revenue, but credit-loss provision rises
Bank OZK reduces problem loans, but commercial real estate runoff persists
Capital One tests credit-card migration to Discover without a full-migration timetable
CVB Financial attributes stronger earnings to Heritage integration and wider margins
Pinnacle Financial Partners reports $364 million in common-shareholder profit
Amalgamated Bank reports record profit alongside deposit growth
OCC finalizes stablecoin rules but leaves third-party rewards subject to case-by-case review

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